Miscellaneous Insurance


Whatever ventures you may undertake in entertainment industry, be it Religious gatherings, Music Concerts or Awards Function, all your elaborate preparations and effort could be ruined if some unforeseen things happen. You can't possibly anticipate everything that may go wrong, but you can surely and comprehensively protect yourself from loss by opting for this customised insurance cover.

Office Package policy is a tailor-made and comprehensive solution that guards your businesses against the financial risk of fire and allied perils, burglary, machinery breakdown, personal accident of employees, etc.

The policy comprises four sections which are optional except for section I which is compulsory.
Section I : Covers loss or damage to jewellery , gold and silver ornaments or plates , pearls, precious stones, cash and currency notes whilst contained in the premises insured, by fire,explosion, lightning,burglary,house breaking, theft, hold up, robbery, riot, strike and malicious damage and terrorism.
Section II : Covers loss or damage to jewellery, gold etc. as described in Section I whilst it is in the custody of the insured, his/her partners, employees, directors, sorters of diamonds or whilst such property (excluding cash and currency notes) is in the custody of brokers, agents, cutters and goldsmiths.
Section III : Covers loss or damage to property described in Section I whilst in transit by registered parcel post, air freight or through angadia.
Section IV : Covers loss or damage to trade and office furniture and fixtures in insured premises due to fire,explosion, lightning,burglary,house breaking, theft, hold up, robbery, riot, strike and malicious damage and terrorism.

Shopkeeper Insurance Policy covers all the probable risks and perils faced by small to medium sized shop owners.It provides protection for the property and the interests of the Insured in the business venture.

The company will pay compensation to the Insured to the extent of the intrinsic value of the property (Gold, silver ornaments, jewellery, watches, cameras and other valuables) of the Insured or member(s) of his family, so lost, destroyed or damaged.

Fine art, Antique Furniture, Musical Instruments, Statues and sculptures and other important collectibles are increasingly viewed as an asset.
Our insurance cover is designed to meet the needs of Corporate Collector, Individual Collector, Fine Art Dealers, Museums, Antique Dealers and Art Exhibitions. Policy provides comprehensive protection to the insured property including insured property while in transit within India.

This policy is specially designed for those business concerns who want to integrate all the possible risks/damages that are related to their machineries/equipments under one single insurance policy. Under Special Contingency Policy all the losses/damages that arises due to the lightning, fire, burglary and so on are fully covered.

Special Contingency Insurance provides tailored coverage to suit specific requirements. Similar to Kidnap / Ransom insurance, if your business operates overseas it is imperative to have contingency plans in-force to protect your staff and financial assets.

Special Contingency cover is specifically set up for businesses that operate overseas, send staff or representatives overseas on business, conduct business in high-risk territories and/or is involved in large industries such as mining, aviation, oil, banking and telecommunications.

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Electronic equipment can be very expensive and is easily susceptible to theft and damage. To protect your interests, Portable Electronic Equipment policy covers accidental damage and breakdown including fire, theft, robbery and malicious damage to new portable electronic equipment such as laptop, mobile phones, broadcasting, film, camera, audio-visual, diagnostic and medical equipment.

In today's day with a constant increase in the number of cars on the road, it gets very tough to protect your car from unwanted mishaps. High repair costs, coupled with the cost of spare parts, can definitely pinch your pockets, which is why it is essential to have a good Car Insurance or a Package Motor Insurance policy.